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Group Expense Splitting

Divide Shared Subscriptions & Send 1-Tap WhatsApp Reminders

Say goodbye to awkward money conversations. Easily divide shared costs—like streaming subscriptions, rent, or group bills—and send gentle reminders with just one tap.

1-Tap WhatsApp Message

Generates a polite, pre-formatted WhatsApp message with the exact per-person quota and due date ready to send in 1 click.

Divide Between 1 to 10 People

Flexible real-time math engine instantly recalculates quotas as group members join or leave shared plans.

100% Free & No Account Needed for Friends

Your friends do not need to download the app or link bank accounts. You manage the math and send the reminders.

Ending Awkward Money Conversations with Friends & Roommates

Shared accounts (Netflix Premium, Spotify Family, YouTube Premium Family, iCloud Storage, ChatGPT Team) are among the easiest ways to cut monthly expenses. However, chasing friends for their monthly share is often uncomfortable and tedious.

How Vaulta Split Pay Solves the Problem

  1. Select the Service & Total Cost: Enter the subscription price (e.g. $17.99 for Spotify Family).
  2. Choose Group Size: Slide between 1 and 10 members. Vaulta automatically computes the exact per-person share.
  3. Tap Send via WhatsApp: Vaulta opens WhatsApp with a courteous, pre-filled text stating the amount, service name, and due date.
Example Pre-filled Message:
"Hey! Here is your share for Spotify (Split Pay): $2.99 due on Aug 2. Let me know once sent! 😊"

Frequently Asked Questions

Do my friends need to install Vaulta to receive reminders?

No. Vaulta generates standard WhatsApp messages that your friends receive directly in their existing chat app.

Can I split non-subscription expenses like rent or groceries?

Yes! Split Pay works for any recurring or one-time group cost, including utilities, gym memberships, and shared software licenses.

Explore More Vaulta Capabilities

Take Control of Your Subscriptions Today

Join thousands of mindful users managing recurring expenses with 100% privacy and zero bank connections required.